Unlock Your Property's Growth Potential.
Use your commercial or residential real estate to access larger loan amounts, lower interest rates, and terms up to 25 years. Property-backed lending delivers the best rates in commercial finance.
The Advantage of
Real Estate Lending
When you secure a loan with real estate, you access the lowest rates, longest terms, and highest borrowing limits in commercial lending.
Lowest Possible Rates
Real estate collateral reduces lender risk, which translates directly to lower interest rates for you. Expect rates 2-5% below unsecured alternatives, saving thousands over the life of the loan.
$100K to $50M+
Real estate-backed lending supports the largest loan amounts in commercial finance. The more valuable your property, the more capital you can access for expansion, acquisition, or operations.
Up to 25-Year Terms
Real estate-backed loans can extend to 25 years, equipment loans to the useful life of the asset. Longer terms mean lower monthly payments and healthier cash flow.
Higher Approval Rates
Businesses with lower credit scores or shorter operating history can still access quality financing when collateral offsets the perceived risk. Assets speak louder than credit scores.
Multiple Property Types
Commercial buildings, office space, retail properties, warehouses, multi-family units, and mixed-use developments. Leverage your entire real estate portfolio for maximum borrowing power.
Property Stays in Use
Using your property as collateral does not mean giving it up. Your building stays fully occupied, your tenants keep paying rent, and your operations continue uninterrupted while you access growth capital.
Built for Property-Owning
Businesses
If your business owns commercial or residential real estate, property-backed lending converts your equity into a powerful growth engine.
What You Need
to Qualify
Real estate loans focus on property value and equity, making them accessible to a wide range of property-owning businesses.
Owned Real Estate
Commercial or residential property that can be appraised and pledged. The property type, location, and equity level drive the loan amount and terms.
1+ Year in Business
Operating history demonstrates that your business has the patterns and processes to service debt. Newer businesses may qualify with stronger collateral.
Clear Asset Title
Properties used as collateral must have clear ownership and be free of existing liens (or have subordination agreements). A professional appraisal is typically required.
Ability to Service Debt
Even with strong collateral, lenders want to see sufficient cash flow to cover loan payments. A healthy debt service coverage ratio strengthens your application.
From Property Valuation
to Funded in 4 Steps
Our streamlined process handles property valuation, lien documentation, and underwriting so you focus on running your business.
Property Assessment
Tell us about your property: type, estimated value, and existing liens. We determine the optimal loan structure to maximize your borrowing power and minimize your rate.
Lender Matching
We structure your real estate loan in-house with terms specifically suited to your property type and equity position.
Valuation and Underwriting
Our team arranges the property appraisal, verifies ownership and title, and underwrites the loan. We ensure documentation is complete to avoid delays.
Close and Fund
Once approved, lien documentation is recorded and funds are released. Most real estate loans close within 3-6 weeks, with expedited options available when speed is critical.
Real Estate Loan
Questions Answered
Other Funding Options
Do not have assets to pledge? Our unsecured lending options deliver capital based on revenue and business performance alone.
Ready to Unlock the
Value in Your Property?
Tell us about your property and we will show you the financing options available. Free property valuation consultation, no obligation.