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Privacy Policy

Last updated: July 2025

1. Introduction

Sunsurf Capital ("we," "our," or "us") is committed to protecting the privacy and security of your personal information. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or submit a financing application.

2. Information We Collect

Information You Provide

When you submit an application, request a consultation, or contact us, we may collect:

  • Full name, business name, email address, and phone number
  • Business financial information including revenue, time in business, and industry
  • Desired funding amount and intended use of funds
  • Social Security Number or EIN for credit verification (applications only)
  • Bank statements and financial documents you voluntarily upload

Information Collected Automatically

When you visit our website, we may automatically collect:

  • IP address, browser type, operating system, and device information
  • Pages visited, time spent, referral URLs, and click patterns
  • Cookies and similar tracking technologies (see Section 6)

3. How We Use Your Information

We use the information we collect to:

  • Process and evaluate your financing application
  • Evaluate and underwrite your application in-house
  • Communicate with you about your application status and funding options
  • Improve our website, services, and user experience
  • Send you relevant content, market updates, and service information (with your consent)
  • Comply with legal obligations and protect against fraud

4. Information Sharing

We share your information only in the following circumstances:

  • Service Providers: We share limited data with vetted service providers (such as credit bureaus, identity-verification, and payment processors) strictly to underwrite and service your financing. We do not sell your data.
  • Service Providers: We use third-party providers for credit checks, document processing, email communications, and website analytics. These providers are contractually obligated to protect your data.
  • Legal Requirements: We may disclose information when required by law, subpoena, court order, or government regulation.
  • Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction.

We do not sell your personal information to third parties for marketing purposes.

5. Data Security

We implement industry-standard security measures to protect your personal information, including:

  • SSL/TLS encryption for all data transmitted through our website
  • Encrypted storage of sensitive financial information
  • Access controls limiting data access to authorized personnel
  • Regular security audits and vulnerability assessments

While we strive to protect your information, no method of electronic transmission or storage is 100% secure. We cannot guarantee absolute security.

6. Cookies and Tracking

We use cookies and similar technologies to enhance your browsing experience, analyze site traffic, and understand user behavior. You can control cookie settings through your browser preferences. Disabling cookies may limit certain features of our website.

7. Your Rights

Depending on your jurisdiction, you may have the right to:

  • Access the personal information we hold about you
  • Request correction of inaccurate information
  • Request deletion of your personal information
  • Opt out of marketing communications
  • Withdraw consent for data processing

To exercise any of these rights, contact us at contact@sunsurfcapital.com.

8. California Residents (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect and share, and the right to request deletion. We do not sell personal information as defined by the CCPA.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected information from a minor, we will take steps to delete it promptly.

10. Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or applicable law. We will post any updates on this page with a revised "last updated" date. Continued use of our services after changes constitutes acceptance of the updated policy.

11. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, contact us at:

Sunsurf Capital
Email: contact@sunsurfcapital.com
Phone: (305) 744-3000