Ship Faster with Technology Financing.
R&D investment, talent acquisition, and infrastructure costs create capital-intensive growth cycles in tech. Our in-house team understands recurring revenue models and deliver funding that scales with your MRR.
Why Technology Businesses
Need Flexible Capital
Understanding the financial pressures unique to technology helps us fund you directly with the right products.
R&D Investment vs. Revenue Timing
Product development costs accumulate months or years before generating revenue. Engineers, designers, and QA teams must be paid throughout the development cycle while the product generates zero income.
Engineering Talent Competition
Senior developers, DevOps engineers, and product managers command $150K-$300K+ total compensation. Recruiting fees, signing bonuses, and equity packages require substantial upfront capital for each hire.
Infrastructure and Cloud Costs
AWS, GCP, and Azure costs scale with usage and can spike unpredictably. Database hosting, CDN bandwidth, security tooling, and monitoring add layers of recurring cost that grow with customer adoption.
Sales and Marketing Burn
Customer acquisition in tech requires content marketing, paid ads, sales teams, free trials, and conference presence. CAC payback periods of 12-18 months mean spending heavily today for revenue that arrives next year.
Enterprise Sales Cycle Length
Enterprise clients take 3-9 months from first demo to signed contract. Meanwhile, sales reps, solutions engineers, and implementation teams are on payroll building pipeline that may not convert for quarters.
Security and Compliance Investment
SOC 2, ISO 27001, GDPR, HIPAA, and industry-specific compliance requirements demand ongoing investment in security infrastructure, auditing, and documentation that protects customers but does not directly generate revenue.
Funding Products for
Technology Businesses
Each product is tailored to address the specific capital needs of technology operations. Click to learn more about terms, eligibility, and the application process.
How We Help Technology
Businesses Grow
The Challenge
A B2B SaaS company with $1.8 million ARR and 15% month-over-month growth needed $400,000 to hire four senior engineers and scale cloud infrastructure ahead of an enterprise client launch. Equity dilution was unacceptable at their current valuation.
The Solution
Sunsurf Capital arranged a revenue-based financing facility using the company's MRR and contracted ARR as primary qualification metrics. Approval was completed in 7 business days with no equity dilution or board seat requirements.
The Result
The engineering team shipped the enterprise features on schedule, the client launched successfully, and the company added $600,000 in new ARR within 6 months. The non-dilutive capital preserved founder equity ahead of a subsequent Series A at a significantly higher valuation.
This example is representative of typical client outcomes and is presented for illustrative purposes.
Common Questions About
Technology Financing
Ready to Fund Your
Technology Business?
Apply in 5 minutes and get a funding decision within 48 hours. No upfront fees. No obligation. Just the capital your technology business needs to thrive.